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Posted by / 10-Jan-2020 19:12

Credit and debt counseling consolidating

And if you haven’t taken steps to address the issues that landed you with high credit card balances in the first place, consolidating credit card debt may only be adding to your financial difficulties.When you’re thinking about consolidating credit card debt, it’s a good idea to get credit card debt help from debt advisors at a reputable credit counseling service. At MMI we believe strongly in providing empathetic expertise. So no matter what challenge you're facing, you will always receive the same care and attention. We offer advice and educational materials to help you build a positive credit history.We have a few select low-cost services and there are fees associated with using our debt management plan.

These companies work with your creditors to try and reach a settlement agreement.We offer free credit counseling and low-cost financial services that include debt management, bankruptcy counseling and more.When you contact us for a free counseling session, you’ll talk to certified and highly trained credit counselors who can help you get a clear picture of your finances.Unfortunately, if the amount you did not pay is over 0, the creditor must report the amount to the IRS or the creditor may sell the remaining portion to another collection agency.Amounts reported to the IRS may increase your tax liability and amounts sold to another collection agency may do further damage to your credit report.

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When you’ve got high balances on lots of credit cards, consolidating credit card debt may seem like an appealing idea.